4678 N BEAR FLAT Road, Payson, AZ 85541
$1,899,000
Property Type:
Residential
Bedrooms:
6
Baths:
4
Square Footage:
4,378
Lot Size (sq. ft.):
75,559
Status:
Active
Current Price:
$1,899,000
Last Modified:
1/09/2026
Description
OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.
More Information MLS# 6965924
Contract Information
Type: Exclusive Right To Sell
Ownership: Fee Simple
Co-Ownership (Fractional) Agreement YN: No
List Price: $1,899,000
Status: Active
Current Price: $1,899,000
List Date: 2026-01-09
Location, Tax & Legal
Assessor's Map #: 6
Legal Description (Abbrev): SECTION: 34 TOWNSHIP: 11N RANGE: 12E POR BEAR FLAT SUBDIVISION, PLAT 72, HES 425, ROS 2512, BEG AT C
Assessor's Parcel #: 132
Assessor Parcel Ltr: B
Tax Municipality: Gila - COUNTY
Taxes: 6182
House Number: 4678
Compass: N
Street Name: BEAR FLAT
St Suffix: Road
City/Town Code: Payson
State/Province: AZ
Zip Code: 85541
Zip4: 9436
County Code: Gila
Assessor Number: 303-06-132-B
Subdivision: BEAR FLAT SUBDIVISION
Tax Year: 2025
General Property Description
Dwelling Styles: Detached
# of Interior Levels: 3
Full Bathrooms: 4
Half Bathrooms: 0
Approx SQFT: 4378
Price/SqFt: 433.76
Approx Lot SqFt: 75559
Approx Lot Acres: 1.735
Horses: Y
Builder Name: Unknown
Elementary School District: Payson Unified District
High School District: Payson Unified District
Elementary School: Payson Elementary School
Jr. High School: Rim Country Middle School
High School: Payson High School
Community Pool Y/N: No
Private Pool Y/N: No
Fireplace YN: No
Dwelling Type: Single Family Residence
Exterior Stories: 2
# Bedrooms: 6
Total Bathrooms: 4
Year Built: 2001
Legal Info
Range: 111
Section: 34
Township: 11N
Lot Number: 8
Special Listing Cond
N/A: 1
Construction
Wood Frame: 1
Const - Finish
Painted: 1
Other (See Remarks): 1
Roofing
Metal: 1
Association & Fees
HOA Y/N: Y
HOA Disclosure/Addendum Affirmation: Yes
HOA Transfer Fee: 0
HOA Fee: 200
HOA Paid Frequency: Annually
HOA Name: Bear Flat POA
HOA Telephone: 480-993-6816
Special Assessment HOA: No
HOA 2 Y/N: N
PAD Fee Y/N: N
Cap Improvement/Impact Fee: 0
Cap Improvement/Impact Fee $/%: $
Prepaid Association Fees HOA: 0
Disclosure Fees HOA: 0
Other Fees HOA: 0
Other Fees Description: This is a voluntary HOA
Land Lease Fee Y/N: N
Rec Center Fee Y/N: N
Ttl Mthly Fee Equiv: 16.67
Showing Notification Methods
Showing Service: Aligned Showings
Lockbox Type
Other: 1
Master Bathroom
Full Bth Master Bdrm: 1
Double Vanity: 1
Private Toilet Room: 1
Bidet: 1
Master Bedroom
Split: 1
Additional Bedroom
Other Bedroom Split: 1
Separate Bedroom Exit: 1
Master Bedroom Walk-in Closet: 1
Flooring
Carpet: 1
Tile: 1
Window Features
Dual Pane: 1
Community Features
Gated: 1
Dining Area
Formal: 1
Breakfast Bar: 1
Dining in LR/GR: 1
Heating
Propane: 1
View
Mountain(s): 1
Kitchen Features
Dishwasher: 1
Gas Oven: 1
Gas Range: 1
Kitchen Island: 1
Built-in Microwave: 1
Reverse Osmosis: 1
Gas Cooktop: 1
Granite Counters: 1
Cooling
Ceiling Fan(s): 1
Programmable Thmstat: 1
Central Air: 1
Interior Features
Vaulted Ceiling(s): 1
Water Softener Owned: 1
Water Purifier: 1
Laundry
Washer Included: 1
Dryer Included: 1
Inside: 1
Basement
Basement Y/N: Y
Other Rooms
Family Room: 1
Bonus/Game Room: 1
Basement Description
Finished: 1
Separate Den/Office
Sep Den/Office Y/N: Y
Accessibility Feat.
Mltpl Entries/Exits: 1
Road Responsibility
Private Maintained Road: 1
Technology
Sat Dish TV Ownd: 1
High Speed Internet: 1
Security System Owned: 1
Fencing
Wood: 1
Water Source
Private Well: 1
Exterior Features
Balcony: 1
Playground: 1
Covered Patio(s): 1
Pvt Yrd(s)/Crtyrd(s): 1
Spa
None: 1
Sewer
Septic-In & Connected: 1
Parking Spaces
Slab Parking Spaces: 0
Total Covered Spaces: 2
Garage Spaces: 2
Parking Features
Over Height Garage: 1
Rear Vehicle Entry: 1
Garage Door Opener: 1
Gated: 1
New Financing
Cash: 1
VA: 1
Conventional: 1
FHA: 1
Energy/Green Feature
Solar Panels: 1
Multi-Zones: 1
Plumbing
Tankless Ht Wtr Heat: 1
Propane Hot Wtr Htr: 1
Solar Panels
Ownership: Owned Outright
Utilities
APS: 1
Propane: 1
Existing 1st Loan
Treat as Free&Clear: 1
Existing 1st Loan Terms
Non Assumable: 1
Property Description
Waterfront Lot: 1
Hillside Lot: 1
Street(s) Not Paved: 1
Landscaping
Gravel/Stone Front: 1
Gravel/Stone Back: 1
Yrd Wtring Sys Front: 1
Yrd Wtring Sys Back: 1
Auto Timer H2O Front: 1
Auto Timer H2O Back: 1
Services
County Services: 1
Disclosures
Seller Discl Avail: 1
Agency Discl Req: 1
Well Disclosure: 1
Residential Propane Tank
Residential Propane Tank: Leased
Possession
Close of Escrow: 1
Association Fee Incl
Street Maint: 1
Assoc Rules/Info
Self Managed: 1
Remarks Misc
Cross Street: Hwy 260 & Nf-405A
Directions: East from Payson on Highway 260. Turn on Thompson Draw/Bear Flat Rd. Proceed to Bear Flat through the gate. Continue to property on left.
Geo Lat: 34.288142
Geo Lon: -111.067468
Property Features
Special Listing Cond: N/A
View: Mountain(s)
Master Bathroom: Full Bth Master Bdrm; Double Vanity; Private Toilet Room; Bidet
Master Bedroom: Split
Additional Bedroom: Other Bedroom Split; Separate Bedroom Exit; Master Bedroom Walk-in Closet
Flooring: Carpet; Tile
Window Features: Dual Pane
Spa: None
Community Features: Gated
Dining Area: Formal; Breakfast Bar; Dining in LR/GR
Kitchen Features: Gas Oven; Gas Range; Gas Cooktop; Dishwasher; Built-in Microwave; Reverse Osmosis; Granite Counters; Kitchen Island
Laundry: Washer Included; Dryer Included; Inside
Basement Description: Finished
Other Rooms: Family Room; Bonus/Game Room
Interior Features: Vaulted Ceiling(s); Water Softener Owned; Water Purifier
Technology: Sat Dish TV Ownd; High Speed Internet; Security System Owned
Exterior Features: Balcony; Playground; Covered Patio(s); Pvt Yrd(s)/Crtyrd(s)
Parking Features: Garage Door Opener; Gated; Over Height Garage; Rear Vehicle Entry
Road Responsibility: Private Maintained Road
Construction: Wood Frame
Const - Finish: Painted; Other (See Remarks)
Roofing: Metal
Cooling: Central Air; Ceiling Fan(s); Programmable Thmstat
Heating: Propane
Plumbing: Tankless Ht Wtr Heat; Propane Hot Wtr Htr
Utilities: APS; Propane
Water Source: Private Well
Sewer: Septic-In & Connected
Services: County Services
Fencing: Wood
Property Description: Waterfront Lot; Hillside Lot; Street(s) Not Paved
Landscaping: Gravel/Stone Front; Gravel/Stone Back; Yrd Wtring Sys Front; Yrd Wtring Sys Back; Auto Timer H2O Front; Auto Timer H2O Back
Lockbox Type: Other
Possession: Close of Escrow
Association Fee Incl: Street Maint
Existing 1st Loan: Treat as Free&Clear
Existing 1st Loan Terms: Non Assumable
New Financing: Cash; VA; FHA; Conventional
Disclosures: Seller Discl Avail; Agency Discl Req; Well Disclosure
Room Information
Master Bedroom
Length: 19.00
Length: 19.00
Width: 15.00
Width: 15.00
Bedroom 2
Length: 10.00
Length: 10.00
Width: 10.00
Width: 10.00
Bedroom 3
Length: 11.00
Length: 11.00
Width: 10.00
Width: 10.00
Bedroom 4
Length: 10.00
Length: 10.00
Width: 10.00
Width: 10.00
Bedroom 5
Length: 12.00
Length: 12.00
Width: 15.00
Width: 15.00
Bedroom 6
Length: 15.00
Length: 15.00
Width: 11.00
Width: 11.00
Game Room
Length: 24.00
Length: 24.00
Width: 18.00
Width: 18.00
Living Room
Length: 23.00
Length: 23.00
Width: 12.00
Width: 12.00
Family Room
Length: 16.00
Length: 16.00
Width: 19.00
Width: 19.00
Dining Room
Length: 10.00
Length: 10.00
Width: 15.00
Width: 15.00
Kitchen
Length: 15.00
Length: 15.00
Width: 15.00
Width: 15.00
Living Room
Listing Office:
eXp Realty
Last Updated: January - 09 - 2026
Broker Attribution:
480-596-5751
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